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government plans to lower the guaranteed interest, the insurer

A According to media reports, the federal government will apparently because of continued low interest rates lower the guaranteed interest rate of German life insurers from the current 2.25 to 1.75 percent. The

reported the Frankfurter Allgemeine Zeitung (FAZ), citing a draft regulation in its possession, the Ministry of Finance. It appears that a change of 1 July should be.
was not officially confirmed the proposal, the FAZ, quoting but a ministry spokeswoman, "will examine the extent there is low interest rates because of the need for change" that.

holds Normally, the Ministry of the recommendation of the German Actuarial Association (DAV). The lobby of the insurance and financial mathematics every year shall deliver to the Federal Ministry of Finance, a recommendation for the value of the maximum discount rate in life insurance for new contracts.

announced in February with the DAV, the guaranteed interest rate for new contracts in 2011 will be continued at 2.25 percent. At this level, this is since January 2007.

The guaranteed interest rate is an important criterion in the statements of capital forming life insurance and private pensions. In general, the rate of interest equivalent to the customer over the entire duration of his contract guaranteed interest rate.
Source:

Sharp Aquos Yamaha Receiver

Insurance Consultants - shows plus minus problems in the quality of employees to

plus minus has encountered a very interesting history, as their focus the quality of the German asset management and their agents. By the legislature are for three years with the Insurance Mediation Directive, the requirements for insurance agents and insurance brokers concrete and intensified. Of which they promised at that time an honest and transparent advice to the benefit of the insured.
Did you know that these mediation directive applies to all?
See for yourself!
Here is the link to the post.

http://mediathek.daserste.de/daserste/servlet/content/6073964?pageId=&moduleId=432744&categoryId=&goto=&show =


way: One of the agents mentioned in the article, which are affected by the Insurance Mediation Directive and act accordingly, is the Economic and services firm GbR Finsterwalde.

Finally, a review of the Phoenix editorial from the series "The Story" on the topic: